1) Wells Fargo has had $575 billion dollars imposed on them by state investigators to resolve questionable business practices. This is in addition to $1 billion dollars in fines.
2) The lowering of births rates is raising global concerns about inability to support social welfare programs such as retirement and medical care. Countries such as France, Japan and Greece face critical problems in their future as their populations grow older with fewer new people being born.
3) All three stock market entities have experienced their first weekly gains after three straight weeks of declines.
4) 28 DEC 18 Stock market closings:
Dow 23,062.40 down 76.42
Nasdaq 6,584.52 up 5.03
S&P 500 2,485.74 down 3.09
10 Year Yield: down at 2.74%
Oil: down at $45.12